This car installments payment bullshit should be banned by law

This is going to be a more localized rant, but I’m guessing this bullshit follows you all in your countries as well. What I’m talking is how we’re bombarded with endless ads for cars with all these insanely low advertised installments payment options that even a student could easily pay off based on what they are advertising. I mean, here’s an example I quickly found…

I mean, look at this amazing deal. Renault Clio E-Tech for 155€ a month! And Renault Zoe for only 179€ a month! No deposit required! Wow, what a bargain! I’m gonna take both!

And while I know Renault has some bullshit battery leasing, I’ve seen the same for VW ID.3 when it was launched and was advertised for like 280€ a month or something like that. VW doesn’t have battery leasing. Anyway, when you do the math, you quickly notice these advertised numbers are just pure Fumier de cheval (horse shit).

Largest number of installments I’ve ever seen was 84 which makes it 7 years. That Zoe for 179€ a month for 7 years adds up to 15.036€. Cheapest, most basic advertised Zoe is 32.840€. Since there is no deposit required as they say, where does the remaining difference come from?

And same for that VW ID.3 for 280€ a month, again without any deposit. 280€ times 84 is 23.520€. Cheapest, most basic ID.3 is advertised at 38.800€. If there is no initial deposit done, where does the remaining difference come from?

Oh right, it comes in the end when they ask you to pay the remaining 20k. Dafuck is this shit?

This is just straight up false advertising and I might not be versed in trade laws enough, but should we really be for such straight up bullshit advertisement to be banned? Don’t fucking advertise it as 179€ a month when it clearly isn’t anywhere close to that and is actually more like 462€ a month. Totally an “insignificant” difference, right? And that’s just raw cost without any extra fees when buying a car with lease. Or even a regular installments payment. In fact, even when deposit is required, claiming these tiny installments and then hiding deposit under that fucking asterisk should be banned. It’s just so incredibly stupid and serves no fucking purpose.

Imagine if I was advertising you could buy a car for a cost of a coffee a month! And then demand a 40.000€ deposit under a microscopic asterisk. I mean, based on how things are advertised, you apparently totally could. Except it’s total BS and misleading on so many levels it’s not even funny. Just tell it’s 462€ a month for fucks sake. I just don’t get it who are they fooling. Or do they want to turn around people who come to buy one and clearly can’t pay that or something? What’s the purpose of that? And I damn well know there are people who see these numbers and think they actually mean a thing they say.

Now I’m gonna sell my RTX 3080 to someone for amazing 10€/month*

*Payment in 84 installments with 2500€ deposit and 500% monthly fee.

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